Mortgages

Our advisors will quickly and effectively help you to find a mortgage offer tailored to your situation and your needs.

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Mortgage types

Explore the offers we help you find

First Time Buyers (FTB)

A mortgage for individuals purchasing their first property

The advantages of the mortgage include:

  • low own contribution — as little as 5%
  • frequent cashback promotions and offers
  • the possibility to use LIFT or Help to Buy schemes

Homeowners

A mortgage for individuals who already have their own house or flat and/or are planning to buy a new one or to move

The advantages of the mortgage include:

  • the possibility of low own contribution — 5%

Remortgage

Switching to another mortgage offer - moving your mortgage to a different bank

The advantages of the mortgage include:

  • taking out part of the shared equity, e.g. for the purpose of renovating a property or buying a new one
  • LIFT/HELP TO BUY shared equity buyout
  • converting your mortgage to a buy-to-let
  • the possibility to consolidate your debt
  • buying a partner out of the mortgage in the course of a divorce settlement

Product Transfer

Switching a bank product (mortgage) to a more favourable one but without changing the bank

Our offer in this respect includes:

  • comparison of the current offers in your bank

Buy to Let

Investment in real estate for renting purposes

Our offer in this respect includes:

  • Buy to Let - buying property for rent
  • HMO - a mortgage for the purpose of renting separate rooms
  • Holiday Let - short-term rental
Book your remote consultation

Additional offer

Credit enhancement services

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Polite reminder

Your lender can take possession of your property if you fail to keep up with the payment of your mortgage

Prices

What you can expect

1

First meeting with your advisor

60-minute meeting with your advisor

/ Free of charge

Additional 60 minute meeting chargeable £80.00

2

Buying a property

Checking your affordability

Instalments calculation

Selection of the most favourable offer

/ £595.00

payment in two instalments

3

Remortgage

Selection of the most favourable offer

Changing terms of your mortgage

Reducing or increasing term of your loan

/ £310.00

payment after offer accepted

4

Further Advance

Selection of the most favourable offer

Home improvements loan

Releasing equity with aim to buy another property

/ £310.00

payment after offer accepted

5

Remortgage with Staircasing

Selection of the most favourable offer

Purchase government share

Increase your equity to 100%

/ £310.00

payment after offer accepted

6

Product Transfer

Selection of the most favourable offer

/ Free of charge

7

Buy to Let

Checking your credit score

Instalments calculation

Selection of the most favourable offer

/ £595.00

payment in two instalments

(note that price for the portfolio landlords is higher)

8

Let to Buy

Includes two mortgage processes

Change the use of current property

Mortgage for a new property

/ £800.00

payment in two instalments

All bank offers are valid for 3 months

Check our full Terms of Business here